October 8, 1999
 
 
 

                   House Passes Bipartisan Bill
                   To Overhaul Managed Care

                   By LAURIE MCGINLEY and SHAILAGH MURRAY
                   Staff Reporters of THE WALL STREET JOURNAL

                   WASHINGTON -- The House overwhelmingly passed a sweeping
                   patients-rights bill, soundly rejecting a narrower plan pushed by Republican
                   leaders, who sustained one of their biggest political defeats of the year.

                   The action marks the first time either chamber of Congress has voted to
                   expand the ability of injured patients to sue managed-care plans for
                   denying needed care. The legislation, which also requires a raft of new
                   protections for consumers, passed by a vote of 275-151, with 68
                   Republicans voting with all but two Democrats. The widespread defections
                   by rank-and-file Republicans underscored the extent to which the
                   leadership misjudged the issue's political appeal and failed to devise an
                   effective way to deal with it.
 

                                  Expanding the Right to Sue
                   How the two major House managed-care bills would permit injured
                   patients to sue their health plans for denied care:

 
                                 Dingell-Norwood
                                                      Coburn-Shadegg
                    Venue
                                 State court
                                                      Federal court
                    Non-Economic
                    Damages
                                 No limits
                                                      Capped at $500,000
                    Punitive
                    Damages
                                 None allowed if health plan
                                 follows recommendations
                                 of independent medical
                                 review panel.
                                                      Only in cases when the
                                                      plan acts with 'flagrant
                                                      indifference' to patient's
                                                      safety. Capped at
                                                      $250,000 or twice the
                                                      economic damages.
 
 

                   The House vote drew cries of outrage from health-maintenance
                   organizations and employer groups, such as the Business Roundtable and
                   the National Federation of Independent Business. The two groups spent
                   tens of millions of dollars over the past two years to derail the various
                   versions of the legislation, especially the so-called right-to-sue provision.
                   But President Clinton, who has made the "patients' bill of rights" a priority,
                   said at an appearance in New York that the vote was a "major victory for
                   every family."

                   Still, the bill, sponsored by Democratic Rep. John Dingell of Michigan and
                   GOP Rep. Charlie Norwood of Georgia, faces a steep climb to
                   enactment. It now heads to conference with the Senate, where GOP
                   leaders are adamantly opposed to the right-to-sue provision, as well as the
                   other features of the House bill. Sizing up the likelihood of a House-Senate
                   compromise, Rep. Bill Thomas, a California Republican, said, "You don't
                   see many crossbreeds between Chihuahuas and Great Danes walking
                   around."

                   'Poison Pill'

                   In addition, because of the rules the House adopted for the HMO debate,
                   the managed-care legislation now will be automatically combined with
                   another bill designed to make health-care insurance more affordable and
                   available. That bill is considered a "poison pill" by the White House, which
                   especially objects to a provision that would expand tax-favored medical
                   savings accounts. Such a move would help only the wealthy, says Mr.
                   Clinton, who has vowed to veto the bill.

                   Administration officials and other supporters of the Dingell-Norwood bill
                   say they now will try to get the House-Senate conference to adopt the
                   patient protections from the House, but to drop the controversial
                   insurance-access provisions. "It's hard, but it's doable," said Ron Pollack,
                   executive director of Families USA, a health-care advocacy group. He
                   added, though, that he doesn't expect resolution of the issue this year.

                   Some supporters say, moreover, that a House-Senate conference should
                   be skipped altogether, and that the House bill should be taken directly to
                   the full Senate in an effort to capitalize on its momentum and win approval.

                   Whatever the strategy, supporters of the House bill are likely to meet
                   strong resistance from the Senate GOP leadership. In a statement issued
                   after the vote, Senate Assistant Majority Leader Don Nickles of
                   Oklahoma said he planned to try to block any legislation "that would cause
                   a dramatic increase in health-care costs."

                   Two-Year Battle

                   The House passage of the bill, which includes such protections as
                   increased access to specialists and improved coverage of emergency care,
                   caps a two-year, highly charged battle over patient protection. The
                   Dingell-Norwood bill emerged victorious in large part because of the
                   relentless determination of Rep. Norwood, a Republican dentist who
                   insists that patients be given the right to sue.

                   But the bill's prospects also were bolstered by the GOP leadership's
                   disarray in dealing with the issue. For instance, Republican leaders waited
                   until the last minute to offer a tepid endorsement of an alternative measure
                   sponsored by GOP Rep. Tom Coburn of Oklahoma and Rep. John
                   Shadegg, an Arizona Republican. That measure was defeated by a
                   238-193 vote.

                   House Speaker Dennis Hastert's enthusiasm for the Coburn-Shadegg
                   alternative may have been muted by the fact that it, too, contains a right to
                   sue, though a strictly limited one. In any case, the leadership didn't push the
                   Coburn-Shadegg alternative as hard as many had expected. Republican
                   Rep. Peter King of New York said the attitudes of GOP leaders seemed
                   "almost fatalistic."

                   The reaction to the House vote was swift and intense. Thomas Reardon,
                   president of the American Medical Association, which lobbied for the
                   Dingell-Norwood measure, said he was "ecstatic" about the vote. But the
                   Health Benefits Coalition, which is made up of insurers and employers,
                   warned, "If this legislation becomes law, it will guarantee higher health-care
                   costs for families and add millions more to the growing ranks of the
                   uninsured."